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Recreational Vehicle Loan guideline
Are you dreaming you could just jump in an RV and hit the open road? Turn your wish into a reality with a recreational vehicle loan from RecreationalVehicleMarket.com! No matter where you live, We has loan programs for the vehicles you need for outdoor adventures.
| New | Used | |
|---|---|---|
| Maximum loan amount | On approved credit, 70% of the lesser of (a) the purchase price or (b) MSRP (Manufacturer's Suggested Retail Price) depending upon terms and credit qualifications. | On approved credit, 70% of the lesser of (a) the purchase price or (b) retail value as reflected in the current edition of the NADA RV guide. |
| Additional amount | Higher percentage of financing may be available for qualified applicants. | |
| Items included | Motor homes, travel trailers, folding camper trailers, chassis-mounted campers and van conversions. | |
| Restrictions | RV units older than seven model years will not normally be financed. Maximum terms for conversion vans is normally 84 months. The age of the collateral plus term of the loan will not normally exceed 23 years. Exceptions to this will be considered for qualified applicants. Additional restrictions may apply if unit will be used for other than exclusively personal recreational purposes. The credit union will not normally finance "park units" i.e., models which, although minimally towable, are designed primarily to be set up as permanent residences. | |
New - Current and next year's model year, or prior model year until April 1.